Community Action Partnership of North Alabama


Financial Capabilities and Budgeting


Financial capabilities and budgeting workshops are held in local communities of the counties that we serve.
Workshops may be scheduled upon request to accommodate the needs of local residents at nearby locations.

HUD-certified Director of Homeownership Services Candy Ayers meets with interested clients to discuss all aspects of financial guidance.  Clients are led through the process of creating a speding plan by using the Money Management Calendar to track spending and develop an obtainable budget.

The graphic below from provides an overview of Financial Capability and why it is important in planning for life goals.

What Is Financial Capability?










Click to view the graphic in a new window.